Momentum Medical Aid: Your Path to Comprehensive Care

In the ever-evolving landscape of healthcare, having reliable and comprehensive medical aid is not just a luxury but a necessity. Amidst the myriad of options available, one name stands out for its commitment to excellence and innovation: Momentum Medical Aid.

With a reputation built on trust, reliability, and a steadfast dedication to member well-being, Momentum Medical Aid offers a holistic approach to healthcare that goes beyond just coverage—it’s about empowerment and peace of mind.

Momentum Medical Aid Plans

Momentum offers a range of medical aid plans in South Africa through their Momentum Medical Scheme. Whether you’re a student seeking affordable coverage, a young professional, or a breadwinner looking for comprehensive family cover, Momentum has options to match your needs.

Here are some of their medical aid plans:

1. Evolve Option:

   • Cover for hospitalization from the Evolve Network of private hospitals.
   • No overall annual limit.
   • 2 virtual doctors’ consultations.
   • Additional day-to-day benefits subject to HealthSaver+.
   • Starting from R1,687 per month.

2. Custom Option:

   • Comprehensive hospital and chronic cover.
   • Choose treatment at any hospital or save by using a specific list of private hospitals.
   • Starting from R2,149 per month.

3. Incentive Option:

   • Extensive hospital and chronic cover.
   • 10% of your contribution goes to a dedicated medical savings account.
   • Starting from R2,794 per month.

4. Extender Option:

   • Extensive hospital cover and additional chronic cover.
   • 25% of your contribution goes to a dedicated medical savings account.
   • Extended Cover benefit after reaching the Threshold.
   • Starting from R6,589 per month.

5. Summit Option:

   • Unlimited private hospital cover.
   • Chronic cover for 36 conditions.
   • Day-to-day benefits up to R31,300 per beneficiary per year.
   • Starting from R13,573 per month.

6. Ingwe Option:

   • Affordable entry-level medical cover.
   • Treatment options: Any hospital, Ingwe Network of private hospitals, or State hospitals.
   • Starting from R541 per month (great for students).

Remember that Momentum is not a medical scheme but offers medical aid products. You can explore their options and get an online quote in just two easy steps!

Momentum Online Quote

If you’re interested in getting a medical aid quote from Momentum, you can do so online in just two easy steps:

1. Answer a Few Questions:
   • Provide some information about yourself.
   • Answer questions related to your needs and preferences.
2. Review and Select:
   • Based on your responses, you’ll see the medical aid options that are most suited to your requirements.
   • You can review and select the best medical aid plan and benefits for your needs.

Alternatively, you can call 0861 111 818 to discuss your healthcare or gap cover needs with the medical aid experts in South Africa.

Why Choose Momentum Medical Aid

When it comes to choosing a medical aid provider, Momentum Medical Scheme stands out for several reasons:

1. Wide Range of Plans: With Momentum, you can access a variety of medical aid plans tailored to different needs. Whether you’re a student seeking affordability, a young professional, or a breadwinner looking for comprehensive family cover, Momentum has options for you.
2. Six Medical Aid Plans:
   • Evolve Option: Cover for hospitalization from the Evolve Network of private hospitals with no overall annual limit. You also get 2 virtual doctors’ consultations.
   • Custom Option: Comprehensive hospital and chronic cover with flexibility to choose treatment at any hospital or save by using specific private hospitals.
   • Incentive Option: Extensive cover with a dedicated medical savings account for day-to-day expenses.
   • Extender Option: Additional chronic cover and extended benefits.
   • Summit Option: Unlimited private hospital cover and chronic benefits.
   • Ingwe Option: Affordable entry-level cover, ideal for students.
3. Affordability: Momentum offers affordable options to suit your budget. Save up to R1,000 when you use associated providers.
4. Rewards: With Multiply Inspire+, you get rewarded from day one.
5. Industry-Leading Benefits: Momentum provides day-to-day benefits, chronic medication coverage, and unlimited GP visits.

What Are the Waiting Periods for New Members?

In accordance with the Medical Schemes Act, medical schemes may apply waiting periods to new members joining the scheme. If a 3-month general waiting period is applied, you must wait 3 months from the date your membership commences before you can claim benefits from your Momentum Medical Scheme.

It’s essential to be aware of these waiting periods as they impact when you can access specific benefits. If you have any further questions or need additional details, feel free to ask!

Momentum Medical Aid Chronic Medication Benefits

Momentum Medical Scheme provides comprehensive chronic benefits to ensure that members receive ongoing treatment for certain life-threatening conditions.

Here’s what you need to know:

1. Chronic Benefit Coverage:
   • The Chronic Benefit covers a variety of 26 life-threatening conditions listed on the Chronic Disease List. These conditions require continuous treatment.
   • These benefits are part of the Prescribed Minimum Benefits (PMB), ensuring access to essential medical treatments for all scheme members, regardless of their level of cover.
2. Options and Providers:
   • Ingwe Option:
     • Covers 26 conditions according to the Chronic Disease List in the PMB.
     • No annual limit applies.
     • Providers: Ingwe Primary Care Network or Ingwe Active Network.
   • Evolve Option:
     • Same coverage as Ingwe.
     • No annual limit applies.
     • Providers: State.
   • Custom, Incentive, and Extender Options:
     • Same coverage as Ingwe.
     • No annual limit applies.
     • Providers: Any or Associated (for Incentive and Extender) or State.
   • Summit Option:
     • Covers 62 conditions (26 from the Chronic Disease List in the PMB).
     • No annual limit applies.
     • Additional 36 conditions subject to an overall day-to-day limit of R31,300 per beneficiary per year.
     • Providers: Any.
3. How to Register for Chronic Medication:
   • To activate your Chronic Benefit, ask your treating doctor to call Momentum Medical Scheme at 0860 117 859.
   • Once approved, you can receive your medication from your chosen pharmacy.

Remember, Momentum prioritizes your health and well-being by providing essential chronic care.

Momentum Medical Aid Reviews

Let’s take a look at some Momentum Health reviews to get an idea of what people are saying:

1. Sherri B:

   • Sherri expresses frustration about not being treated respectfully by the medical aid provider. She feels unheard despite having extenuating circumstances. The situation involves a disagreement over money.

2. Mayur:

   • Mayur shares a poor claims process experience related to a medical device. Despite providing necessary information, Momentum Health requests the same details repeatedly, causing delays.
   • Momentum Health acknowledges the issue and promises to investigate.

3. Lawrence P:

   • Lawrence praises Momentum Health for excellent service. The consultant patiently explained their product.

4. Vusi F:

   • Vusi criticizes Momentum Health, calling their cover useless. They feel the company prioritizes money over customer needs. A dispute over incorrect medication from Medipost adds to their dissatisfaction.

5. Michael D:

   • Michael describes Momentum Health’s service as pathetic. He faced issues with coverage during hospitalization for an operation. Despite being a long-term customer, he encountered unexpected co-payments.
   • Momentum Health acknowledges the complaint and promises to assist.

6. Chante S:

   • Chante shares a nightmarish experience with Middelburg Momentum’s health insurance services. Unfortunately, the details are not provided here.

For more reviews, you can visit Hellopeter’s Momentum Health page.

Remember that individual experiences can vary, and it’s essential to consider multiple reviews when evaluating a medical aid provider. If you’re considering Momentum Health, make sure to explore their offerings thoroughly and assess whether they align with your needs.

Momentum Medical Aid Contact Details

If you need to get in touch with Momentum Medical Aid, here are the relevant contact details:

1. Customer Services:

   • For general enquiries, complaints, or compliments, you can reach out to Momentum’s customer service team.
   • Medical Aid Hotline: Call 082 911 (available 24/7, including public holidays).

2. Emergency Rescue:

   • If you require emergency medical assistance, call 082 911 (available 24/7, including public holidays).
   • For car and home insurance emergencies, contact Momentum Assist at 0860 784 767.
   • For international emergencies, call +27 12 684 5603.

3. Self-Service Options:

   • Manage your policy, explore investment resources, and find answers to frequently asked questions related to safety alerts and medical aid.
   • Explore self-service options

4. Momentum Head Office:

   • Address: 268 West Avenue, Centurion, 0157
   • Switchboard: +27 12 671 8911

5. Momentum Insure Branches:

   • For queries specific to car, home, and business insurance, you can visit their branches:
     • Bloemfontein: 35 Reid Street, Westdene, Bloemfontein, 9301. Telephone: 051 285 0140

Remember that Momentum is committed to assisting you with your health, insurance, and financial needs.