Atlas Finance Loan Products Requirements and Application

In the fast-paced world we live in today, financial stability and flexibility are paramount. Whether it’s for personal reasons, unexpected emergencies, or business ventures, having access to reliable financial solutions can make all the difference. This is where Atlas Finance comes into play, offering a wide range of services tailored to meet your unique needs and empower your financial journey.

Understanding Atlas Finance

Atlas Finance is an authorized and registered provider of online loans, helping thousands of people achieve their financial goals since 1994.

Here are some key points about Atlas Finance:

1. Loan Services:

   Atlas Finance offers a wide range of financial services designed to meet unique needs and changing priorities. These services include:

   • Cash Loans Online: Borrow from R500 up to R8 000 with a 1 to 6 month payment period.
   • Domestic Worker Loans: Cash loans of up to R4 000 are available with up to 4 months to pay.
   • Cross Border Money Transfers: Send cash to your family across borders while also putting cash in your pocket.
   • Debt Review Clearance: Craft a customized repayment plan to embrace a brighter financial future.
   • Loan Consolidation: Reduce monthly repayments by consolidating debt.

2. Client Testimonials:

   • Sumeshnee Naidoo expressed gratitude for the assistance provided during a difficult time.
   • Sesethu Ngema recommends them for their ease of service and stress-free experience.
3. Flexible Solutions:

   Whether you need in-person or online loans, Atlas Finance is there to lend a helping hand. They prioritize quality service and aim to make clients feel like part of their big family.

Atlas Finance Loans Online Application

Atlas Finance provides a straightforward and convenient online loan application process. If you’re in need of financial assistance, here’s how you can apply for a cash loan with Atlas Finance:

1. Fill in the Application Form:

   • Visit the Atlas Finance website.
   • Complete the application form by providing your personal details.

2. Submit Required Documents:

   • You’ll need to submit the following documents:
     • Proof of ID or passport
     • Latest payslip
     • 3 months’ bank statement

3. Loan Approval and Disbursement:

   • Once your loan is approved, the money will be directly deposited into your account.
   • Atlas Finance will collect a debit order from your specified bank account on the agreed repayment date.

4. Flexible Loan Options:

   • Atlas Finance offers short-term loans with repayment terms ranging from 61 to 180 days.
   • The interest rate varies from 36% APR to a maximum of 60% APR.
   • You’ll always know the upfront cost of your cash loan, including all fees and charges.

Remember to consider your ability to repay the loan before applying, as non-payment can have serious consequences. Their aim is to provide transparent and reliable financial solutions to help you manage your money better.

Apply online and get a cash loan of up to R8 000 with a comfortable repayment period!

Online application is always a good option to choose as you can apply for a loan from the comfort of your office or home.

Atlas Finance has over 180 branches nationwide and you can also submit a loan application at any of their branches. However, if you want to speed up the application process, we recommend you submit an application form online then select which branch you would like to go and finish off your application.

What Else Do You Need to Know?

They are a reliable financial services provider that you can trust. For over 25 years they have been assisting South African with innovative financial solutions.

How much will be approved? How much is approved is determined by your credit record and affordability.

Is my personal information secure? Atlas treats your application with strict confidentiality. No information will be passed onto third parties.

How much interest will I repay? The online loan and all fees, costs and charges are reflected upon application. Again, remember that what you see, is what you get. Therefore, there are no hidden costs.

Fee & Interest Breakdown Summary:

• Service fee R60.00 per month plus 15% VAT
• Initiation fee 15% on first R1 000.00, +10% on any value above R1 000.00, to a max of R1 000.00, plus 15% VAT
• Credit life – 0.55% of total loan amount
• Interest rate 0.17% per day up to a max 5% per month
• APR ranges from 36% APR to maximum 60% APR

Representative Example:

• Borrow R2,500 for 90 days
• Interest & Fees R945.46
• One repayment of R3,445.46
• Representative 60% APR

Would we recommend loans from Atlas Finance? Yes, we would. They will always seek to help you if you meet their qualifying criteria. Atlas will always treat you fairly and in confidence.

Atlas Finance Contact Details

If you need to get in touch with Atlas Finance, here are the contact details:

1. Customer Care Line:

   • Telephone: 0800 204 679

2. General Enquiries:

   • Email: info@atcorp.co.za

3. Media Enquiries:

   • Email: publicity@atcorp.co.za

You can also explore their website for more information about their services and financial solutions. Whether you have questions about loans, need assistance, or want to apply online, they are ready to assist you!

Atlas Finance Loans Whatsapp Number

If you’re looking to get in touch with Atlas Finance, you can reach them via WhatsApp at the following number: 060 070 2440.

Additionally, you can also contact their helpful customer care team by calling 0800 204 679.

Whether you need assistance with loans or other financial services, Atlas is there to provide fast, friendly, and personalized service. Feel free to connect with them for any inquiries or loan-related needs!

Atlas Finance Reviews

Here are some reviews related to Atlas Finance:

1. Hellopeter.com Reviews:

   • TrustIndex: 3.2 out of 5
   • Total Reviews: 530
   • Recent Customer Experiences:
     • Thobile M: Shared concerns about a debt payment letter and lack of response.
     • Werner B: Expressed dissatisfaction with customer service.
     • Victoria N: Frustrated with the delay in debt removal process.
     • Sbusisiwe M: Praised Thandiwe from the Ballito branch for exceptional service.
     • T P: Appreciated Atlas Finance for helping during debt review.

2. Trustpilot Reviews:

   • Rating: 4 stars
   • Customers appreciate the clarity and control offered by Atlas Finance for managing their finances.

Whether you’re seeking loans or financial advice, Atlas Finance aims to provide reliable and personalized service. Feel free to explore their website or contact them directly for more information!