Medifin loans are life-changing medical loans that are right for you. The loans enable clients to obtain those medical procedures not covered by medical aid providers.
Whether it’s a scan that saves your life or that cosmetic or dental surgery you have always wanted, Medifin loans will be able to cover that.
What We Know About Medifn Loans
Who provides Medifin loans? The loans are provided by MediFin Financial Services, a division of Commonwealth Finance South Africa (Pty) Ltd, an authorised Financial Services Provider and Registered Credit Provider.
How much can I apply for? MediFin provides finance for amounts up to R 50 000.
Repayment terms? MediFin offers repayment terms up to 48 months. They can structure a repayment plan to suit your unique affordability needs.
Illustrative Example
Loan Amount: R50 000
Terms: 48 Months
Monthly Payment: R1 738-44
Total Repayment Amount: R83 445-23
NB. This calculation is based on a number of assumptions and should purely be used for indicative purposes. For an accurate quote, contact Medifin directly.
What are the interest rates? Interest rates vary depending on the applicant’s credit profile and can only be provided once we have assessed the application.
Can Medifin be trusted? The short answer is yes. Since establishment in 2012, they have become one of Southern Africa’s largest, independent Medical Finance and Financial Service Providers.
They enable all South Africans to proceed with their medical procedures if they are unable to immediately cover the costs. You have to meet their requirements though to be able to get your medical loan. We will discuss those requirements below.
Why choose Medifin loans? MediFin offers you low-interest, flexible and affordable Medical Finance.
Loan application is done online giving you the convenience of being able to apply from the comfort of your home or office.
All MediFin transactions are done in a safe, secure and confidential manner. 100% confidentiality is guaranteed and there no down payment is required.
Types Of Medifin Loans Available
1. Cosmetic Finance
MediFin offers financing for both surgical and non-surgical cosmetic procedures that aim to reshape or enhance physical structures of the body in order to improve aesthetic appearance and self-esteem.
Cosmetic Treatments & Procedures:
- Tummy Tucks
- Liposuction
- Breast Augmentation
- Rhinoplasty
- Buttock and Breast Implants
- Eyelid Surgery
- Beauty Therapy
- Hair Restoration
- Facial Scar Revision
2. Dental Finance
Affordable Dental Finance to keep you smiling. Whiten your teeth or perhaps dental implants, Medifin will help bring your new smile to life.
Dental Treatments & Procedures:
- Teeth Whitening
- Braces
- Composite Bonding
- Porcelain Crowns
- Porcelain & Composite Veneers
- Porcelain Bridgework
- Dental Implants
- Cosmetic Gum Surgery
3. General Healthcare Finance
Get low-interest, affordable General Healthcare Finance. From prescription medication to physiotherapy treatments and more, Medifin will take care of the financing.
General Healthcare Treatments & Procedures:
- Ear, Nose & Throat (ENT)
- Chiropractors
- Psychologist
- Rehabilitation & Therapy
- Physiotherapy
- Day Hospitals
- Paediatricians
- Prosthetics
4. General Surgery Finance
Considering that General Surgery covers such a large spectrum of procedures, it is impossible to provide a comprehensive list of costs. It’s also important to remember that a number of procedures will not be covered by your medical aid. In these situations, MediFin medical financing is the perfect option for you.
General Surgery Treatments & Procedures:
- Trauma Surgery/Surgical Critical Care
- Laparoscopic Surgery
- Colorectal Surgery
- Vascular Surgery
- Breast Surgery
- Endocrine Surgery
- Transplant Surgery
- Surgical Oncology
- Cardiothoracic Surgery
5. Hearing Finance
Get long-term and low-interest, affordable Hearing/Audiology Finance. From hearing-aids to tinnitus treatments and more, Medifin will have you smiling from ear to ear in no time!
Hearing Treatments & Procedures:
- Hearing tests
- Hearing aids
- Cochlear implants
- Tinnitus treatments
- Auditory brainstem response
- Auditory steady-state response
- Videonystagmography (VNG)
- Audiology Appointments
- Lifestyle products
6. Pregnancy & Fertility Finance
Get low-interest, affordable Pregnancy & Fertility Finance. From C-sections to IVF treatments and more, don’t let money stand between you and your happiness!
Pregnancy & Fertility Treatments & Procedures:
- In Vitro Fertilisation
- Sperm & Egg Donors
- Male & Female Sterilisation
- Caesarean Section
- Natural/Normal Delivery
- Abortion & Miscarriage
7. Vision Finance
Get low-interest, affordable Vision Finance. From new glasses to dry eye treatments and more, envision a brighter future.
Vision Treatments & Procedures:
- Prescription Glasses
- Sunglasses
- Cataract Procedures
- Dry Eye Treatments
- Contact Lenses
- Laser Eye Surgery
- PRK (Photo Refractive Keratectomy)
- LASEK (Laser-Assisted Sub-Epidermal Keratomileusis)
8. Other Finance
Get low-interest, affordable Medical, Personal, Professional and Veterinary Finance. No matter the condition, treatment or practice, Medifin got you covered!
MediFin covers the following:
- Vet Appointments
- Veterinary Surgery
- Equine Medical Finance
- Medicine
- Medical Equipment
- Rehabilitation
- Emergency Services
- Medical Aid Shortfall
How Medifin Loans Work
To apply for the above loans is quick and easy. There are only 3 easy steps involved in apply for a loan.
Step 1: Apply Online – Online application gives you the opportunity to check if you qualify for a loan.
Step 2: Await Approval – Medifin usually gets back to you within an hour.
Step 3: Payment Made – Once accepted, Medifin will make payment directly to you practitioner within 24 hours.
Documentation required: You will need to submit your ID, proof of income, 3months back statements and proof of residence.
Conclusion
Medifin strive to provide South Africans with expert financial advice and the opportunity to cover their medical treatments and procedures when they need it most.
Over the years they have been helping more and more South Africans live their life to the fullest.
If you are looking for a medical loan, we would definitely recommend giving them a try.
Medifin Contact Details
Website: www.medifin.co.za
Telephone: 0861 000 808
Email: info@medifin.co.za
Address
No. 1 Bridgeway
Bridgeway Precinct
Cape Town
7441